There are many kinds of low documentation loans available today. Quite often people think they need a No Doc mortgage loan. However a true No Doc mortgage requires that no documentation be supplied and no income, no assets and no employment information is listed on the loan application. Who benefits from these type of loans? Borrowers who are self-employed for less than 2 years who can't prove their employment; people in a new job (in a different line of work) for less than 2 years, recent immigrants with money in a foreign country, the newly unemployed and borrowers who simply choose not to reveal their personal information.

With this type of No Doc loan you can possibly expect a higher interest rate, to pay lender points, more money down on a purchase or less money refinanced, and an excellent credit history. Since all lenders have different rates, charge different points, have different LTV (loan to value) requirements and different credit requirements, you can expect that we will shop our over 250 lender for the best possible loan program for you at the best rate and lowest cost.

Call and ask about our new secure MTA Option Arm variation. This variation comes with a 5 year fixed Fully Indexed Rate like a 5 year arm. The minimum payment is an interest only payment option based on 3% below the Fully Indexed Rate. There are two other payment options offered each month. 100% mortgages available up to $1,450,000 Full doc and $1,350,000 Stated and No Ratio. 95% financing available up to $1,300,000 for Stated Income/Stated Assets, No Income/No Assets or No Doc loans.

Some other options to a No Doc Mortgage are:

You can call us toll-free at (866) 535-8987, and we'll be glad to discuss this option with you. You can also fill out our secure online no obligation application or prequalification form. We can jointly determine whether this is the best course of action to help you purchase a home and refinance your present home.

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